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NRI Desk

Buying from abroad,
one step at a time.

Understand the purchase rules, review the property records and plan the steps that need someone on the ground.

Start with the right questions.

Your FEMA residency, acquisition route and the land’s legal classification matter. Residential and commercial purchases can fall within general permission; agricultural land, plantation property and farmhouses are excluded from the general NRI/OCI purchase permission.

Inheritance and particular exceptions need separate review. A planned conversion or a marketing name does not change the current legal classification.

RBI · Property acquisition guidance ↗

What this check does

It highlights questions to take to a qualified professional. It does not approve a purchase, verify documents or determine legal residency.

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Check the general purchase route

A remote-buying checklist

  1. Confirm your route. Review residency, ownership structure and property classification with a lawyer.
  2. Gather the records. Obtain the deeds, revenue records, searches, survey material and applicable approvals.
  3. Review the Passport. Read findings, source dates, missing evidence and unresolved questions before relying on the summary.
  4. Arrange a site or video visit. Confirm boundaries, access and conditions with an appropriate on-site professional. A video is not a survey.
  5. Plan banking and tax. Ask your authorised dealer bank and tax adviser about permitted payment routes and current tax deduction requirements before paying.
  6. Set out representation. If someone acts for you, have the precise POA and its execution, authentication, stamping and registration requirements checked.
  7. Complete the transaction carefully. Have the agreement, consideration, registration and possession steps reviewed for the actual property.
  8. Keep the record current. Retain registered documents, payment records, subsequent mutations and tax records. Arrange rechecks when facts change.
Browse for NRIsBrowse for OCIsRequest a site or video visitRead the property guides →

Banking and tax references

Payment and repatriation conditions depend on the acquisition and source of funds. Have the authorised dealer bank confirm the route. Tax forms and requirements also change; use current guidance for the transaction date.

Sources checked 9 November 2026. General information; a property-specific legal and tax review is still required.